Lease options are available for almost any kind of equipment. Machine tools... construction equipment...copiers... computers... medical/dental equipment...from single items to an entire office or plant.

You make the arrangements as to price and specifications with the supplier you have selected. You retain all manufacturers' warranties and guarantees.

Lease terms are typically from two to three years... most of the time less than the useful life of the equipment. Nearly always this term is longer than a normal loan period from a borrowing source, resulting in lower monthly payments.

Most other financing demands a large down payment, deposit or compensating bank balance. With a lease you can quickly acquire use of the equipment you want without major cash outlay.

Lease payments can often be treated as fully deductible expenses. This may mean a more rapid write off to you. Because the lease term is generally shorter than the depreciable life, payments can be expensed in a shorter duration.

After evaluating the alternatives, cash purchase, a bank loan, or installment purchase, you may determine that the advantages you can derive from the use of freed-up capital, via a lease, often costs you less.